Rates Effective as of January 8, 2026

Share Account Rates

Account Type	Min. Balance	Dividend Rate	APY*
Savings Share Account	$25 to keep open $100 to earn dividends	0.30%	0.30%
Draft Checking	$200	0.05%	0.05%
Christmas Club	None	0.05%	0.05%
Regal Eagle Kids Club	$5 to keep open $25 to earn dividends	0.30%	0.30%
IRAs	$2,000	1.10%	1.10%

*Annual Percentage Yield. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

 

Money Market

Min. Deposit	APY*
$2,500 - $9,999	0.60%
$10,000 - $19,999	0.70%
$20,000+	1.00%

Rates are subject to change monthly.

*APY = Annual Percentage Yield. Balances below $2,500.00 fall under the current share draft account dividend. The balance method is calculated on the Average Daily Balance. (Same as all other accounts) and paid after the month end. There is a $3.00 fee for each additional withdrawal (automatically withdrawn from member’s Share Savings Account. There is no debit card access with this account. Contact the Credit Union for full 
details. Insured by NCUA.

 

Share Certificate Rates

Term	Min. Deposit	Dividend Rate	APY*
12-Month	$2,000	1.84%	1.85%
24-Month	$2,000	1.98%	2.00%

No minimum balance.

*Annual Percentage Yield. Minimum amount to open a certificate is $2000. Dividends are paid quarterly. Rates and terms may change at any time without prior notice.